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Promotional Rates

.85% to 1.5% it will not exceed 1.5% with FBS . Will need to see 3 months of merchant statements. If it’s a new business the rate will be .85%

High Volume Seminars

MCC: 7292, 7399, 8299, 8999

Acceptable

Merchants offering consulting, educational, personal, and professional seminars B2B. B2C on a case-bycase basis.

Requirements and Documents needed
  • Please provide us with a copy of any Welcome Package or form emails that get sent out to the
    customer (include an example of a recurring billing email notification if applicable).
  • Copy of merchant / customer agreement outlining the terms
  • Provide Name Fulfilment Organizations (if applicable) that fulfil the discounts and copy of agreements
    between merchant and fulfiller
  • Copy of call scripts
  • Provide all vendors (if applicable) and include copy of agreements along with payable arrangements.
  • 3 months most recent processing statements
  • Reserves
Following questions must be addressed:
  • What is the percentage split between products and services offered?
  • For each product and service sold, how far in advance on average are payments taken before
    fulfilment?
  • How long from the date of purchase does the customer have to take to sell / use the product?
>$100k monthly volume additional requirements
  • Previous 2 years business tax returns or audited financials
  • YTD balance sheet and P&L