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Promotional Rates

.85% to 1.5% it will not exceed 1.5% with FBS . Will need to see 3 months of merchant statements. If it’s a new business the rate will be .85%

Cigarettes/Tobacco Sales/E-Cigarettes/Cigars

MCC: 5993

Acceptable
  • Sale of tobacco-based products such as cigarettes, electronic cigarettes, vaping devices, and
    smokers’ supplies
  • Tobacco or menthol-flavored products only
    Requirements
  • An opinion letter by independent qualified legal counsel confirming the merchant’s compliance
    (Continued compliance annually) with applicable state and federal laws as well as all Card Brand rules.
  • Domain information.
  • A list of all states to which merchant ships tobacco products.
  • Age verification Form
  • Association Registration
>$100k monthly volume additional requirements
  • Previous 2 years business tax returns or audited
    financials
  • YTD balance sheet and P&L
  • 3 months most recent processing statements